投保资格
To be eligible for coverage you must, as of the date you apply for coverage and the effective date:
a) be at least 15 days old and no more than 89 years old; and
b) be insured for benefits under a Canadian government health insurance plan during the entire period of coverage; and
c) not have been diagnosed with a terminal illness; or
d) not have been diagnosed with stage 3 or 4 cancer; or have received treatment for any cancer (other than basal or squamous cell cancer or breast cancer treated only with hormone therapy) in the last 3 months; or
e) not require assistance with activities of daily living as the result of a medical condition or state of health.
In addition, if you are age 60 or over, you are NOT eligible for coverage if, as of the date you apply for coverage and the effective date, you:
a) have been prescribed or used home oxygen for a lung/ respiratory condition during the previous 12 months; or
b) had your most recent heart surgery more than 12 years ago or less than 6 months ago; or
c) have a diagnosed unrepaired aneurysm of 4 centimetres or greater, measured in either length or diameter; or
d) have received or are awaiting a bone marrow or major organ transplant; or
e) have been diagnosed with or received treatment for a kidney disease requiring dialysis; or
f) have ever been diagnosed with an auto-immune disorder; or g) have ever been diagnosed with congestive heart failure.
承保内容
| 承保内容 | 承保金额 |
| 紧急住院及医疗 | $10 million |
| 意外牙医治疗 | $4,000 |
| 救护交通工具服务 | 至最大保额 |
| 陪侍/旅行同伴的回程费用 | 至最大保额 |
| 脊医、整骨医生、手足病医生、足病医生、针灸师或物理治疗师 | 每种专业$500 |
| 就地火化 | $4,000 |
| 紧急牙医治疗 | $500 |
| 紧急医疗运送 | 至最大保额 |
| 身份诈骗案后身份恢复 | $5,000 |
| 住宿和餐饮 | $3,500 |
| 宠物运返 | $500 |
| 处方药 | 不超过30天的药量，最多$1000(住院不受限制) |
| 遗体运返 | $15,000 |
| 运送至原计划目的地 | $5,000 |
| 车辆或船舶的送返 | $4,000 |
| 一次旅行计划的旅程暂停 | 不超过连续的15天 |
价格明细
USA Rates – includes travel worldwide
| Age | 0-30 | 31-39 | 40-54 | 55-59 |
| * Minimum premium 3 days per person with the minimum being $20 per policy. | ||||
| Daily Rate | Per Person | |||
| 1-35 Days | $2.50 | $2.11 | $2.42 | $3.81 |
| 36-60 Days | $2.50 | $2.11 | $2.42 | $3.81 |
| 61-365 Days | $2.91 | $2.79 | $2.84 | $4.30 |
Non-USA Rates**
| Age | 0-30 | 31-39 | 40-54 | 55-59 |
| * Minimum premium 3 days per person with the minimum being $20 per policy. | ||||
| Daily Rate | Per Person | |||
| 1-35 Days | $2.25 | $1.79 | $2.06 | $3.43 |
| 36-60 Days | $2.25 | $1.79 | $2.06 | $3.43 |
| 61-365 Days | $2.62 | $2.37 | $2.41 | $3.87 |
** Coverage within the USA is limited to 5 days while in transit.
Important notes
• Use the applicant’s age on the effective date.
• Maximum period of coverage is 365 days.
• Family includes the applicant, age 59 and under, the applicant’s spouse age 59 and under, and
any number of dependent children.
• The premium for family coverage is calculated at two times the premium for the eldest adult age 59
and under.
• Age 60-89, Medical Questionnaire required
理赔
如果发生住院的情况，您需要在登记入院的48小时之内或者在任何手术施行之前联系Allianz Gloabal Assistant。
必须在费用发生的30天以内通知Allianz Global Assistant 。
必须在费用发生的60天之内递交索赔申请和书面证明。
我们的索赔代表将在这里给与您一天24小时， 一星期七天的帮助。
在加拿大 & 美国：1-800-869-6747
如果您无法通过免费电话联系Allianz Global Assistant， 请拨打：416-340-8809
The language in this summary may not be the same as the legal and technical terminology found in the official policy wording. In all instances, the official policy wording will prevail. For complete details, refer to the policy wording which is available upon request.
| Attachment | 大小 |
|---|---|
| Combined_Policy_Booklet_Brokers.pdf (532.37 KB) | 532.37 KB |