Why buy visitor insurance?

Do you know health care cost in Canada is very expensive?

Hospital in Canada can charge thousands of dollars per day. Many of them charge a service fee to person not covered under a Provincial Health Care program. Without insurance, you and your family could be responsible for these high cost, which can create a severe financial burden.

Travel insurance protects in the case of medical and family emergencies that can happen to both frequent and occasional travelers. Without travel insurance, a broken arm, even something as basic as the flu could turn into substantial medical bills costing thousands of dollars.

We all know that uninsured hospital stays can be expensive, but how much does a stay in a Canadian hospital actually cost?

This information is especially important for visitors who are not covered for unexpected medical expenses while traveling in Canada. Accidents can happen, as do unexpected illnesses and other emergency situations such as heart attacks, etc.

The following table outlines the daily costs of a stay in a hospital’s general ward or intensive care ward. While there are cost variations throughout Canada, this does serve as a good approximation: 

Regardless, an unexpected accident or illness that results in a stay in an intensive ward can quickly result in a very large bill!


Hospitalization Examples

The following lists several examples of people that had visitors to Canada insurance and had to stay in a Canadian hospital while visiting Canada. Note that their costs were covered by their visitor to Canada insurance:

  • A 77 year old person from Spain was visiting in Toronto (Ontario, Canada) where he suffered a subdural hematoma. The total hospitalization cost was $26,808.44 (Canadian dollars). This was covered by his visitor to Canada insurance policy.
  • A 28 year old from Greece was visiting friends in British Columbia. Soon after his arrival he developed a high fever, and went to the nearby hospital. It turns out he had Sepsis, which is an illness where the bloodstream is overwhelmed by bacteria. Total cost was $48,682.80 CAD.
  • A 63 year old from Saudi Arabia was on vacation in St. Catharines (Ontario) when he experienced chest pains. His diagnosis was a heart attack, with an incurred hospitalization cost of $27,327.13.


Visitors to Canada Insurance

Visitors to Canada insurance plans are designed to cover unexpected medical expenses of people visiting Canada. This can be immigrants, foreign students and workers, or people that are just visiting.

More info please see the website: Canada Travel Insurance Online