To be eligible for coverage you must, as of the date you apply for coverage and the effective date:
a) be at least 15 days old and no more than 89 years old; and
b) be insured for benefits under a Canadian government health insurance plan during the entire period of coverage; and
c) not have been diagnosed with a terminal illness; or
d) not have been diagnosed with stage 3 or 4 cancer; or have received treatment for any cancer (other than basal or squamous cell cancer or breast cancer treated only with hormone therapy) in the last 3 months; or
e) not require assistance with activities of daily living as the result of a medical condition or state of health.
In addition, if you are age 60 or over, you are NOT eligible for coverage if, as of the date you apply for coverage and the effective date, you:
a) have been prescribed or used home oxygen for a lung/ respiratory condition during the previous 12 months; or
b) had your most recent heart surgery more than 12 years ago or less than 6 months ago; or
c) have a diagnosed unrepaired aneurysm of 4 centimetres or greater, measured in either length or diameter; or
d) have received or are awaiting a bone marrow or major organ transplant; or
e) have been diagnosed with or received treatment for a kidney disease requiring dialysis; or
f) have ever been diagnosed with an auto-immune disorder; or
g) have ever been diagnosed with congestive heart failure.
|Plan||Maximum Coverage Amount|
|Hospital Confinement and Medical Services||$10 million|
|Ambulance Services||up to overall maximum|
|Chiropractor, osteopath, chiropodist,podiatrist or acupuncturist||$500 per profession|
|Prescription Medication||Up to a 30-day supply, to a maximum of S1,000, except during hospitalization|
|Transportation of Family or Friend||$3,000|
|Return of Vehicle or Watercraft||$4,000|
|Return of Deceased||$15,000|
|Cremation at place of death||$4,000|
|Emergency Transportation||up to overall maximum|
|Attendant/return of Traveling Cpmpanion||up to overall maximum|
|Return to original Trip Destination||$5,000|
|TRip-Break for Single-Trip Plans||up to 15 consecutive days|
|identity Fraud Recovery||$50,000|
USA Rates – includes travel worldwide
|*Minimum premimum 3 days with the minimum being $20 per policy|
|Daily Rate||Per Person|
|* Minimum premium 3 days per person with the minimum being $16 per policy.|
|Daily Rate||Per Person|
** Coverage within the USA is limited to 5 days while in transit.
• Use the applicant’s age on the effective date.
• Maximum period of coverage is 365 days.
• Family includes the applicant, age 59 and under, the applicant’s spouse age 59 and under, and
any number of dependent children 21 years of age and under.
• The premium for family coverage is calculated at two times the premium for the eldest adult age 59
• Age 60-89, Medical Questionnaire required
In the event of the medical emergency, Allianz Global Assistant must be notified prior to any surgery being performed or within 24 hours of admission to a hospital.
Claim must be reported within 30 days of occurrence.
Written proof of claim must be submitted within 60 days of occurrence.
The claims representatives are here to assist you 24 hours a day, seven days a week.
In Canada & USA: 1-800-869-6747
Collect worldwide: 416-340-8809
Certain conditions, limitation and exclusions may apply.
The language in this summary may not be the same as the legal and technical terminology found in the official policy wording. In all instances, the official policy wording will prevail. For complete details, refer to the policy wording which is available upon request.
|Combined_Policy_Booklet_Brokers.pdf (532.37 KB)||532.37 KB|