21st Century Visitors to Canada Insurance (Enhanced and Standard Plans)

Age | 15000 | 25000 | 50000 | 100000 | 150000 | 200000 |
---|---|---|---|---|---|---|
0-25 | 2.30 | 2.45 | 2.75 | 3.68 | 4.30 | 5.80 |
26-34 | 2.48 | 2.65 | 2.98 | 3.94 | 4.80 | 6.43 |
35-39 | 2.59 | 2.70 | 3.00 | 4.20 | 5.00 | 6.57 |
40-54 | 2.75 | 3.13 | 3.57 | 5.15 | 6.15 | 7.98 |
55-59 | 3.00 | 3.20 | 3.72 | 5.45 | 6.55 | 8.51 |
60-64 | 3.76 | 4.15 | 5.05 | 6.50 | 7.70 | 9.20 |
65-69 | 4.40 | 4.90 | 5.77 | 7.73 | 8.90 | 10.90 |
70-74 | 6.50 | 7.20 | 8.83 | 11.10 | 12.40 | 17.60 |
75-79 | 7.70 | 8.80 | 11.59 | 13.80 | 15.32 | 20.00 |
80-85 | 10.70 | 12.50 | 14.71 | 17.25 | 22.26 | 28.00 |
Age | 15000 | 25000 | 50000 | 100000 | 150000 | 200000 |
---|---|---|---|---|---|---|
55-59 | 2.30 | 2.75 | 3.20 | 4.40 | 5.50 | 6.45 |
60-64 | 3.00 | 3.70 | 4.36 | 5.25 | 6.40 | 7.30 |
65-69 | 3.50 | 4.25 | 5.10 | 6.60 | 7.40 | 8.60 |
70-74 | 5.50 | 5.90 | 7.80 | 9.45 | 11.00 | 14.10 |
75-79 | 6.80 | 7.00 | 9.95 | 11.95 | 13.75 | 16.40 |
80-85 | 9.17 | 10.60 | 12.00 | 13.76 | 19.58 | 23.00 |
Deductible:For $100 deductible, apply 5% surcharge to premium; For $250 deductible, apply 10% discount to premium.For deductible $500,$1000,$5000 and $10,000 are availble to all ages, all rates and to all visitor Types, and have 15%,20%, 35% and 40% discount respectively.
Family Rates: charge 2x the oldest applicant's total premium.
Minimum policy Premium is $25
The rate table with stable pre-existing conditon coverage is for Enchanced Plan.
The rate table without stabel pre-existing condition coverage is fro Standard Plan.
You are not eligible for coverage under this policy if:
- You are traveling against the advice of a physician;
- you have been diagnosed with a terminal illness with less than two years to live;
- you have been diagnosed with or received treatment within the last two (2) years for pancreatic, lung, brain, or liver cancer; or any type or cancer that has spread from one part or organ of the body to another not directly connected with it;
- you have had or are waiting for an organ or bone marrow transplant (excluding corneal transplant )
- you have a kidney condition requiring dialysis;
- you have used home oxygen during the 12 months prior to the date of application. and/or
- you reside in a nursing home, or home for the aged, and other long term care facility or rehabilitation centre.
- 72 hours if the policy is purchased within 30 days of your arrival in Canada.
- 7 days if the policy is purchased after 30 days of your arrival in Canada.
- 15 days if you are age 86 or older and if you purchased your policy after the arrival date.
A condition which is under treatment and which has been controlled by consistent use of medication prescribed by a physician, and there have been no new symptoms or change in symptoms; and/or there has been no hospitalization or change in treatment, medication or dosage in the 180 days prior to the effective date of this policy.
- Intentional self-injury, suicide or attempted suicide while sane or insane.
- Sickness, disease or bodily injury in any way arising from or contributed to by the misuse of drugs or alcohol.
- An emergency resulting from: hang-gliding, rock-climbing, mountaineering, parachuting or skydiving;
- participating in a motorized speed contest; or your professional participation in a sport, snorkeling or scuba-diving when that sport, snorkeling or scuba-diving, is your principal paid occupation.
- The provision of "Insured Services" to children 30 days of Age or younger.
- War, invasion, terrorist acts.
- "Your" obtaining medical or healthcare assessment or any form of report or document for the purposes of supporting an application to obtain immigrant status in Canada.
- Mental and emotional disorder (other than acute psychosis) that does not require admission to a hospital.
- General health examinations, medical and health services, including prescription drugs or medicines, provided to monitor or maintain a "Stable Chronic Condition".
- Costs incurred in your country of origin are excluded.
BENEFITS
Maximum Benefits: $10,000; $15,000; $25,000; $50,000, $100,000 and $150,000
Hospital and medical expenses - Up to the amount of insurance purchased for emergency hospitalization (ward accommodation) or out-patient services.
Physician and Private duty registered nursing or licensed home care providers.
Medical Appliances - rental of crutches, hospital bed, splints, trusses, braces or other prosthetic devices, up to a maximum of $5,000.
Professional Medical Services referred by a physician - treatment provided by a licensed chiropodist, chiropractor, osteopath, physiotherapist, podiatrist or acupuncturist up to a maximum of $1,000 combined.
Diagnostic Treatment needed to diagnose or find out more about your condition;
Ambulance Transportation.
Prescription drugs or medicines up to $500 per insured maximum.
Funeral Expenses: In the event of death, up to $7,500 for preparing and transportation of the body to the country of origin or up to $5000 for cremation and/or burial in Canada or USA.
Emergency Transportation: The cost up to the policy limit for one-way economy airfare or stretcher to transport you to your country of origin, and a medical attendant if required.
Accidental Dental: Up to $4,000 for repair or replacement of whole or sound natural teeth damaged by an accidental blow to the face.
Dental Emargency: Up to $300.
Accidental Death and Dismemberment – up to $10,000 (in excess of the aggregate policy limit)
To make a claim, you will need to complete a claim form and attach the original medical bills, receipts and invoices (always make a copy for your record), your medical and/or hospital record (diagnosis, X-ray, lab tests confirming that the treatment was medically necessary), copy of police report (in case of a Motor Vehicle Accident) and mail it to:
21st Century Visitors Claims
c/o Active Care Management
P.O. Box 1237, Stn A
Windsor, ON N9A 6P8 Canada
Claim Assistance: In the event of claim or in the event of circumstances likely to result in a claim, you must call the Claims Assistance Centre prior to receiving any medical treament at: 1- 877-882-2957 (toll-free within North America) from 8:30 AM to 8:00 PM Eastern Standard Time.
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