Allianz Global Assistant-Emergency Hospital/Medical Insurance Plans for Canadians

投保資格

To be eligible for coverage you must, as of the date you apply for coverage and the effective date:

a) be at least 15 days old and no more than 89 years old; and

b) be insured for benefits under a Canadian government health insurance plan during the entire period of coverage; and

c) not have been diagnosed with a terminal illness; or

d) not have been diagnosed with stage 3 or 4 cancer; or have received treatment for any cancer (other than basal or squamous cell cancer or breast cancer treated only with hormone therapy) in the last 3 months; or

e) not require assistance with activities of daily living as the result of a medical condition or state of health.

In addition, if you are age 60 or over, you are NOT eligible for coverage if, as of the date you apply for coverage and the effective date, you:

a) have been prescribed or used home oxygen for a lung/ respiratory condition during the previous 12 months; or

b) had your most recent heart surgery more than 12 years ago or less than 6 months ago; or

c) have a diagnosed unrepaired aneurysm of 4 centimetres or greater, measured in either length or diameter; or

d) have received or are awaiting a bone marrow or major organ transplant; or

e) have been diagnosed with or received treatment for a kidney disease requiring dialysis; or

f) have ever been diagnosed with an auto-immune disorder; or

g) have ever been diagnosed with congestive heart failure.

 


 承保內容

承保内容最高赔偿额
紧急住院及医疗$10 million
意外牙医治疗$4,000
救护车至最高保额
陪侍人员/旅行同伴的回程费用至最高保额
脊医、整骨医生、手足病医生、足病医生、针灸师和物理治疗师每个专业$500
就地火化$4,000
紧急牙齿治疗$500
紧急运送费用至最高保额
身份诈骗案后恢复身份$5,000
住宿及餐饮$3,500
宠物运返$500
处方药不超过30天的药量,最高不超过$1,000(住院不受限制)
遗体运返$15,000
送至原来的目的地$5,000
车辆或船舶运返$4,000
一次旅行计划的暂停不超过连续的15天

 

價格明細
 

USA Rates – includes travel worldwide

Age0-3031-3940-5455-59
* Minimum premium 3 days per person with the minimum being $20 per policy.
Daily RatePer Person
1-35 Days$2.50$2.11$2.42$3.81
36-60 Days$2.50$2.11$2.42$3.81
61-365 Days$2.91$2.79$2.84$4.30

 

 

Non-USA Rates**

Age0-3031-3940-5455-59
* Minimum premium 3 days per person with the minimum being $20 per policy.
Daily RatePer Person
1-35 Days$2.25$1.79$2.06$3.43
36-60 Days$2.25$1.79$2.06$3.43
61-365 Days$2.62$2.37$2.41$3.87

 

** Coverage within the USA is limited to 5 days while in transit.

 Important notes
• Use the applicant’s age on the effective date.
• Maximum period of coverage is 365 days.
• Family includes the applicant, age 59 and under, the applicant’s spouse age 59 and under, and
any number of dependent children.
• The premium for family coverage is calculated at two times the premium for the eldest adult age 59
and under.
• Age 60-89, Medical Questionnaire required

 

理賠

如果發生住院的情況,您需要在登記入院的48小時之內或者在任何手術施行之前聯繫Allianz Global Assistant。

必須在費用發生的30天以內通知Allianz Global Assistant。

必須在費用發生的60天之內遞交索賠申請和書面證明。

我們的索賠代表將在這裡給與您一天24小時, 一星期七天的幫助。

在加拿大 & 美國:1-800-869-6747

如果您無法通過免費電話聯繫Allianz Global Assistant, 請撥打:416-340-8809


 

The language in this summary may not be the same as the legal and technical terminology found in the official policy wording. In all instances, the official policy wording will prevail. For complete details, refer to the policy wording which is available upon request.