TIC-JF Optimum Plus Visitor Plan

With stable pre-existing medical condition coverage price schedule: 
Age10000150002500050000100000150000
0-251.702.042.272.493.594.30
26-401.862.222.492.744.024.66
41-602.142.552.863.114.955.75
61-642.443.203.844.145.136.34
65-693.003.914.725.095.947.40
70-744.856.327.608.359.7912.17
75-795.807.548.969.8811.5914.41
80-8511.48N/A17.7619.5822.95N/A
86-200N/AN/AN/AN/AN/AN/A
Without stable pre-existing medical condition coverage price schedule: 
Age10000150002500050000100000150000
70-743.824.995.996.598.12N/A
75-794.595.987.117.8310.32N/A
80-856.237.889.6910.4313.94N/A
86-2009.5712.3714.9016.4022.30N/A
English Note: 

$100 deductible, 5% discount;

$1000, 20% discount;

$3000 discount, 30% discount.

$2,500 disappearing deductible: 30% discount applies t $25,000 policy limit only-any age-per person,per sickness; 25% discount applies to $50,000 policy limit only -up  age 85-per person, per sickness.

 

TIC-JF Optimum Plus Visitor Plan

 
Eligibility

To be eligible coverage under this plan, the applicant must:

  1. be a visitor to Canada, a person with a Canadian work visa or super visa, an immigrant to Canada or a Canada resident, who is not eligible for a provincial or territorial government healthe insurance plan in Canada.
  2. be at least 15 days on the date of purchase.
  3. not have been diagnosed with a terminal illness; ot not have been diagnosed with stage 3 ot 4 cancer; or
  4. not have been diagnosed with or have required medical treatmentfor kidney disease requiring dialysis; or
  5. not have been diagnosed with or have had an episode of congestive heart failure;.or
  6. not have had a lung condition for which, in the last 12 months, youhave been prescribed or used home oxygen; or
  7. not have received or is awaiting a bone marrow or major organ transplant.

 

Features

ContentExplanation
Coverage$1000,$15000,$25000,$50000,$100000 and $150000
Deductible$0,$100,$1000 and $3000, $2500 dispearing deductible under coverage $25,000 and $50,000
Duration of Coverage365 days
Minimum Premium$25
Family Plan2 times the premium of the oldest person if parents's age is under 60
Side Trip51% time in Canada and policy takes effective and expires in Canada
Waiting PeriodIf age 85 or under, 48 hours waiting period purchasing within 30 days after arrival in Canada and 7 days more than 30 days after arrival in Canada; If age 86 or over, 15 days waiting period purchasing after arrival in Canada.
Stable Pre-existing Conditionscovered for insureds age 69 or younger; covered for insureds age 70-85 if choosing the stable pre-existing condition coverage option
Refundfully refunded before the effective date of the policy. partially refunded (less $40 administration fee) if returing to your country of origin with no claim incurred during your trip.

 

 

Medical Benefits Highlights

ContentExplanation
Hospital Accommodation
Reasonable and customary cost for inpatient and outpatient treatment
Physician Charges
Medical treatment by a physician
Diagnostic Services
Reasonable and customary cost for x-rays and laboratory tests
Private Duty Nursing during Hospitalization
Up to the sum insured
Ambulance Services
when reasonable and medically necessary, licensed ground ambulanceservice to the nearest hospital
Prescription DrugsUp to $500, limited to a 30 days supply per prescription unless you're hospitalized
Medical Appliancescast, splints,trusses,braces,crutches, rental of a wheelchair or other minor medical appliances
Paramedical Serviceschiropodist,chiropractor,osteopath,physiotherapist or podiatrist, up to $500 per type of practitioner prescribed by a physician and approved by Ontime Care.
AcupunctureUpt to $500 with a 365-day policy
Treatment of Dental AccidentUp to $3,000
Emergency Relief of Dental PainUp to $500
Flight AccidentUp to sum insured
Repatriation Approved in advance by Ontime Care
Prepara and Return of RemainsUp to $10,000

 

Claim

Before going to see doctor, be advised to contact Canada Travel Insurance Online Inc first and we will facilitate your claim process.

If necessary, call Ontime Care Worldwide: 

From Canada ans US, 1-866-209-5804

From anywhere, collect call 1-905-707-9555

The language in this summary may not be the same as the legal and technical terminology found in the official policy wording. In all instances, the official policy wording  will prevail. For complete details, refer to the policy wording, which is available in the attachment of every plan's page in our website.

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PDF icon TIC JF OPTIMUM PLUS POLICY WORDING.pdf208.46 KB