RSA Student Medical Insurance


Applicant must:
Be 65 years old or less
Be not eligible for a provincial or territorial government health insurance plan in Canada
Be a student and provide proof of admission and registration at a recognized Canadian institution of learning
Be a student completing post-doctorate research in a recognized Canadian institution of learning



Maximum liability: $2,000,000 CAD


Daily Premium is $2.17

Minimum premium: $20 CAD per insured

No deductible

Maximum period of coverage: 365 days

Worldwide travel coverage
Provided the majority (51%) of your period of coverage is spent in Canada except the country of origin (Visit to the U.S.A is limited to 30 days)

Pre-existing condition
Pre-existing conditions are covered if stable in the 90 days prior to effective date of the policy

Waiting period
No coverage if sickness or injury is confining you to hospital or that is under active treatment on the effective date of the policy



Hospital accommodation
Up to 60 days per sickness or injury / semi-private room / out-patient consultations

Psychiatric treatment
Up to $10,000 CAD when admitted to hospital
Up to $1,000 CAD for out-patient consultations

Physician charges: medical treatment by a physician

Diagnosis services: laboratory test and X-rays

Trauma counseling: 6 sessions

Paramedical services:

up to $500 CAD per profession,Speech therapist, physiotherapist, osteopath, naturopath, acupuncturist, chiropractor, chiropodist, podiatrist

Prescription Drugs: limited to 30 days supply per prescription

Private duty nursing: up to $10,000 CAD per sickness or injury

Medical appliances: Crutches, casts, splints, canes, and other;Up to $200 CAD for prescription glasses or contact lenses;Up to $300 for hearing aids, when required after an emergency for which hospitalization was required

Treatment of dental accident: up to $4,000 CAD

Emergency relief of dental pain: up to $600 CAD When a minimum of 180 days of coverage has been purchased

Impacted wisdom tooth: up to $100 CAD per tooth for extraction of wisdom teeth

Ambulance services: when medically necessary

Emergency air transportation: when approved in advance and medically necessary

Family transportation and subsistence allowance: Up to $5,000 CAD for single round-trip economy airfare for one immediate family member including $150 per day for meals and accommodations

Return to country of origin: up to $5,000 CAD for one-way economy airfare for return to home country for immediate medical care

Preparation and return of remains: up to $10,000 CAD

Annual medical examination:
When a minimum of 180 days of coverage has been purchased,Up to $100 CAD for one examination and related tests,and up to $100 CAD for one consultation for the prescription of the morning after pill

Maternity: up to $1,000 CAD for emergency and non-emergency medical care related to a pregnancy (excludes childbirth and voluntary termination of pregnancy); The pregnancy must start after the effective date

Eye examination:
When a minimum of 180 days of coverage has been purchased,$100 CAD per an eye examination by an optometrist or ophthalmologist

Psychologist: up to $500 CAD

Accessibility corrective device, malfunction and theft protection
Up to $1,000 CAD replace or repair a corrective device

Accidental death: $15,000 CAD

Accidental dismemberment or total permanent loss of use of limb or sight: up to $15,000 CAD

Air flight/common carrier accident: up to $100,000 CAD in case of death



In the event of hospitalization, you must contact Global Excel within 48 hours of admission. Failure to make such notification will limit the total amount payable to 80% of all eligible expenses incurred

The claims representatives are here to assist you 24 hours a day, seven days a week.

In Canada & USA: 1-800-715-8833
From Mexico: 001-800-514-1518
From anywhere: 819-566-8839

The language in this summary may not be the same as the legal and technical terminology found in the official policy wording. In all instances, the official policy wording  will prevail. For complete details, refer to the policy wording, which is available in the attachment of every plan's page in our website.


PDF icon RSA Study safe.pdf1.16 MB
PDF icon RSA Student - Claim Form.pdf51.18 KB