Berkley-JF Royal Visitors to Canada

With stable pre-existing medical condition coverage price schedule: 
Age10000150002500050000100000150000
0-251.72.042.272.493.594.3
26-401.862.222.492.744.024.66
41-602.142.552.863.114.955.75
61-642.443.113.734.024.986.16
65-6933.914.725.095.947.4
70-744.856.327.68.359.7912.17
75-795.87.548.969.8811.5914.41
80-8511.48N/A17.7619.5822.95N/A
86-200N/AN/AN/AN/AN/AN/A
Without stable pre-existing medical condition coverage price schedule: 
Age10000150002500050000100000150000
70-743.824.995.996.598.12N/A
75-794.595.987.117.8310.32N/A
80-856.237.889.6910.4313.94N/A
86-2009.5712.3714.916.422.3N/A
English Note: 

$100 deductible, 5% discont;

$1000, 20% discount;

$3000 discount, 30% discount.

$2,500 disappearing deductible: 30% discount applies to $25,000 policy limit only-any age-per person,per sickness;   25% discount applies to $50,000 policy limit only -up  age 85-per person, per sickness.

 

Berkley-JF Royal Visitors to Canada

Eligibility

To be eligible coverage under this plan, the applicant must:

  1. be a visitor to Canada, a person with a Canadian work visa or super visa, an immigrant to Canada or a Canada resident, who is not eligible for a provincial or territorial government healthe insurance plan in Canada.

  2. be at least 15 days on the date of purchase.

  3. not have been diagnosed with a terminal illness; ot not have been diagnosed with stage 3 ot 4 cancer; or

  4. not have been diagnosed with or have required medical treatmentfor kidney disease requiring dialysis; or

  5. not have been diagnosed with or have had an episode of congestive heart failure;.or

  6. not have had a lung condition for which, in the last 12 months, youhave been prescribed or used home oxygen; or

  7. not have received or is awaiting a bone marrow or major organ transplant.

 

Features

Content

Explanation

Coverage

$1000,$15000,$25000,$50000,$100000 and $150000

Deductible

$0,$100,$1000 and $3000, $2500 dispearing deductible under coverage $25,000 and $50,000

Duration of Coverage

365 days

Minimum Premium

$25

Family Plan

2 times the premium of the oldest person if parents's age is under 60

Side Trip

51% time in Canada and policy takes effective and expires in Canada

Waiting Period

If age 85 or under, 48 hours waiting period purchasing within 30 days after arrival in Canada and 7 days more than 30 days after arrival in Canada; If age 86 or over, 15 days waiting period purchasing after arrival in Canada.

Stable Pre-existing Conditions

covered for insureds age 69 or younger; covered for insureds age 70-85 if choosing the stable pre-existing condition coverage option

Refund

fully refunded before the effective date of the policy. partially refunded (less $40 administration fee) if returing to your country of origin with no claim incurred during your trip.

 

 

Medical Benefits Highlights

Content

Explanation

Hospital Accommodation

Reasonable and customary cost for inpatient and outpatient treatment

Physician Charges

Medical treatment by a physician

Diagnostic Services

Reasonable and customary cost for x-rays and laboratory tests

Private Duty Nursing during Hospitalization

Up to the sum insured

Ambulance Services

when reasonable and medically necessary, licensed ground ambulanceservice to the nearest hospital

Prescription Drugs

Up to $500, limited to a 30 days supply per prescription unless you're hospitalized

Medical Appliances

cast, splints,trusses,braces,crutches, rental of a wheelchair or other minor medical appliances

Paramedical Services

chiropodist,chiropractor,osteopath,physiotherapist or podiatrist, up to $500 per type of practitioner prescribed by a physician and approved by Ontime Care.

Acupuncture

Upt to $500 with a 365-day policy

Treatment of Dental Accident

Up to $3,000

Emergency Relief of Dental Pain

Up to $500

Flight Accident

Up to sum insured

Repatriation 

Approved in advance by Ontime Care

Prepara and Return of Remains

Up to $10,000

 

Claim

Before going to see doctor, be advised to contact Canada Travel Insurance Online Inc first and we will facilitate your claim process.

If necessary, call Ontime Care Worldwide: 

From Canada ans US, 1-888-988-3268

From anywhere, collect call 1-905-918-0188

The language in this summary may not be the same as the legal and technical terminology found in the official policy wording. In all instances, the official policy wording  will prevail. For complete details, refer to the policy wording, which is available in the attachment of every plan's page in our website.