Allianz Global Assistant-Emergency Hospital/Medical Insurance Plans for Canadians


To be eligible for coverage you must, as of the date you apply for coverage and the effective date:

a) be at least 15 days old and no more than 89 years old; and

b) be insured for benefits under a Canadian government health insurance plan during the entire period of coverage; and

c) not have been diagnosed with a terminal illness; or

d) not have been diagnosed with stage 3 or 4 cancer; or have received treatment for any cancer (other than basal or squamous cell cancer or breast cancer treated only with hormone therapy) in the last 3 months; or

e) not require assistance with activities of daily living as the result of a medical condition or state of health.

In addition, if you are age 60 or over, you are NOT eligible for coverage if, as of the date you apply for coverage and the effective date, you:

a) have been prescribed or used home oxygen for a lung/ respiratory condition during the previous 12 months; or

b) had your most recent heart surgery more than 12 years ago or less than 6 months ago; or

c) have a diagnosed unrepaired aneurysm of 4 centimetres or greater, measured in either length or diameter; or

d) have received or are awaiting a bone marrow or major organ transplant; or

e) have been diagnosed with or received treatment for a kidney disease requiring dialysis; or

f) have ever been diagnosed with an auto-immune disorder; or

g) have ever been diagnosed with congestive heart failure.



PlanMaximum Coverage Amount
Hospital Confinement and Medical Services$10 million
Ambulance Servicesup to overall maximum
Chiropractor, osteopath, chiropodist,podiatrist or acupuncturist$500 per profession
Prescription MedicationUp to a 30-day supply, to a maximum of S1,000, except during hospitalization
Out-of-Pocket Expenses$3,500
Transportation of Family or Friend$3,000
Return of Vehicle or Watercraft$4,000
Return of Deceased$15,000
Cremation at place of death$4,000
Accidental Dental$4,000
Dental Emergency$500
Emergency Transportationup to overall maximum
Attendant/return of Traveling Cpmpanionup to overall maximum
Pet return$500
Return to original Trip Destination$5,000
TRip-Break for Single-Trip Plansup to 15 consecutive days
identity Fraud Recovery$50,000



USA Rates – includes travel worldwide

*Minimum premimum 3 days with the minimum being $20 per policy
Daily Rate                               Per Person
1-35 days$2.50$2.11$2.42$3.81
36-6- days$2.50$2.11$2.42$3.81
61-365 Days$2.91$2.79$2.84$4.30


Non-USA Rates**

* Minimum premium 3 days per person with the minimum being $16 per policy.
Daily RatePer Person
1-35 Days$2.25$1.79$2.06$3.43
36-60 Days$2.25$1.79$2.06$3.43
61-365 Days$2.62$2.37$2.41$3.87


** Coverage within the USA is limited to 5 days while in transit.

Important notes
• Use the applicant’s age on the effective date.
• Maximum period of coverage is 365 days.
• Family includes the applicant, age 59 and under, the applicant’s spouse age 59 and under, and
any number of dependent children 21 years of age and under.
• The premium for family coverage is calculated at two times the premium for the eldest adult age 59
and under.
• Age 60-89, Medical Questionnaire required



In the event of the medical emergency, Allianz Global Assistant must be notified prior to any surgery being performed or within 24 hours of admission to a hospital.

Claim must be reported within 30 days of occurrence.

Written proof of claim must be submitted within 60 days of occurrence.

The claims representatives are here to assist you 24 hours a day, seven days a week.

In Canada & USA: 1-800-869-6747
Collect worldwide: 416-340-8809


Certain conditions, limitation and exclusions may apply.

The language in this summary may not be the same as the legal and technical terminology found in the official policy wording. In all instances, the official policy wording will prevail. For complete details, refer to the policy wording which is available upon request.